Bill Payments

Save a stamp and pay all of your bills with one, friendly stop. You can pay your utility bill, phone bill—nearly anything—at Friendly Check!

Pay your bill and get your account credited in:

CFP Payments – Authorize Payments can be processed the same day payments( example light bills, phone bills) ($1.00-$2.50). Most all payments can be processed within 2-3 business days( $ 1.50-$3.00)
Search for a biller below:

Payments Accepted For These Billers

1-9

16 PLUS
1ST ADVANTAGE CREDIT UNION
1ST COMMUNITY CREDIT UNION
1ST FINANCIAL BANK
1ST UNITED CREDIT UNION
319 KING
66 FEDERAL CREDIT UNION
84 LUMBER
9NSIGHT DIRECTA. O. WHITE

AAA
ABBEY CARPET
ABBOTT LABORATORIES EMPLOYEES
ABC CARPET AND HOME
ABC SUPPLY
ABC WAREHOUSE
ABED.COM
ABERCROMBIE & FITCH
ABERDEEN SANITATION
ABERSON’S ALLEY
ABILENE CHRISTIAN UNIVERSITY
ABN AMRO MORTGAGE GROUP
AC DOCTOR
ACACIA FEDERAL SAVINGS BANK
ACCA/AGWAY
ACCC
ACCENTE STORES
ACCESS CREDIT UNION
ACCESS GENERAL INSURANCE
ACN COMMUNICATIONS SERVICES IN
ACN ENERGY INC
ACTION CARD
ADDED DIMENSIONS
ADDISON AVENUE FEDERAL CREDIT
ADELPHIA COMMUNICATIONS CORP.
ADRAYS
ADT SECURITY SERVICE
ADT/TYCO INC
ADVANCE NEWHOUSE PARTNERS ORLA
ADVANTA CARDS
ADVANTA MORTGAGE
ADVEST (MORTGAGE)
AEROPOSTALE
AEROSPACE COMMUNITY CREDIT UNI
AEROSPACE CREDIT UNION
AES GRADUATE SERVICES
AFBA
AFFINITY PLUS FEDERAL CREDIT U
AFFORDABLE DYNAMIC CARD
AFL -CIO EMPLOYEES CREDIT UNIO
AGRICREDIT
AGRICULTURE CREDIT UNION
AIG (MORTGAGE)
AIG NATIONAL INSURANCE CO.
AIR LINE PILOTS ASSOCIATION
ALARM SECURITY GROUP
ALASKA ELECTRIC LIGHT AND POWE
ALASKA USA FED CREDIT UNION
ALCOA TENN CREDIT UNION
ALDENVILLE CREDIT UNION
ALL CITY CREDIT UNION
ALL SYSTEMS SAT
ALLEGHENY COUNTY SANITARY AUTH
ALLEGHENY POWER
ALLEGIS CREDIT UNION
ALLFIRST MORTGAGE
ALLIED LUMBER

ALLIED WASTE – NEW ACCT. NUMBE
ALLIED WASTE – OLD ACCT. NUMBE
ALLSOUTH FEDERAL CREDIT UNION
ALLSTATE BANK (MORTGAGE)
ALLSTATE INSURANCE – AUTO AND
ALLTEL COMMUNICATIONS
ALTERNATIVE PHONE INC.
AMALGAMATED CREDIT UNION
AMANA
AMEREN CILCO
AMEREN DRPLUS OPTIONAL STOCK P
AMERENCIPS
AMERENIP
AMERENUE
AMERICA ONLINE
AMERICAN AIRLINES
AMERICAN APPLIANCE
AMERICAN APPLIANCE
AMERICAN BLIND
AMERICAN CABLE OF QUEENS
AMERICAN EAGLE
AMERICAN EAGLE OUTFIT
AMERICAN EDUCATION SERVICES
AMERICAN ELECTRIC POWER AEP
AMERICAN EXPRESS – ALL PRODUCT
AMERICAN EXPRESS (MORTGAGE)
AMERICAN FAMILY INSURANCE
AMERICAN FEDERAL SAVINGS CREDI
AMERICAN HOME FURNISHINGS
AMERICAN HONDA FINANCE CORP
AMERICAN HONDA FINANCE CORP. –
AMERICAN HONDA FINANCE CORP. –
AMERICAN MEDICAL SECURITY ( 1)
AMERICAN MEDICAL SECURITY ( 2)
AMERICAN MEDICAL SECURITY ( 3)
AMERICAN MEDICAL SECURITY ( 4)
AMERICAN SOUTHWEST INS MGRS
AMERICAN TV
AMERICAN TV & APPLIANCE
AMERICA’S CHRISTIAN CREDIT UNI
AMERICA’S CO-OP
AMERICA’S GOLD & DIAMOND MERCH
AMERICAS SERVICING CO.
AMERICREDIT CORPORATION
AMERICU CREDIT UNION
AMERIGAS INC
AMERIMARK
AMERIQUEST MORTGAGE CO.
AMES
AMEX GOLD
AMEX PLATINUM
AMEX STANDARD
AMRE
AMWAY
ANAHEIM PUBLIC UTILITIES
ANDREWS FEDERAL CREDIT UNION
ANHEUSER BUSCH FEDERAL CREDIT
ANN TAYLOR
ANNES

ANNETTE DEAN
ANP DECONVERSION
ANTHEM BLUE CROSS
ANTHEM INSURANCE – OHIO
APCI CREDIT UNION
APEX SHOES
APPLE FEDERAL CREDIT UNION
APPLESEEDS
APPLIED WASTE WATER MANAGEMENT
APRILIA
AQUA AMERICA INC.
AQUACARE
ARCADIA FINANCIAL LTD.
ARCH WIRELESS
ARCTIC CAT
ARGEN BILLING SYSTEMS
ARGONNE CREDIT UNION
ARHAUS FURNITURE
ARIZONA AMERICAN WATER COMPANY
ARIZONA PUBLIC SERVICE
ARIZONA STATE SAVINGS & CREDIT
ARIZONA WATER COMPANY
ARLINGTON VIRGINIA FEDERAL CRE
ARMY AIR FORCE EXCHANGE SERVIC
ARMY AIR FORCE EXCHANGE SERVIC
ARMY AVIATION CENTER CREDIT UN
ARROW FINANCIAL SERVICES
ARROWHEAD CENTRAL CREDIT UNION
ARROWHEAD WATER
ART VAN
ARTIC CAT
ASCII
ASHLAND INC EMPLOYEES CREDIT U
ASHLEY STEWART
ASPIRE VISA
ASSOCIATED BRANDS
ASSOCIATED HEALTHCARE CREDIT U
ASSOCIATES
ASSOCIATES LIQUIDATING PORTFOL
AT&T CONSUMER LEASE SERVICES
AT&T CORPORATION
ATLANTA JOURNAL & CONSTITUTION
ATLANTA JOURNAL & CONSTITUTION
ATLANTIC CREDIT UNION
ATMOS ENERGY
AUBURN PLACER DISPOSAL SERVICE
AUDREY JONES
AUGUST MAX WOMAN
AUM
AURORA LOAN SERVICES
AUSTELL NATURAL GAS SYSTEM
AUTO CLUB CREDIT UNION
AVENUE
AVISTA CORPORATIONB O T CONN COMM TECH COLLEGE

B SAFE INC
B. MOSS
B. MOSS
B. Z. FASHION
BABY SUPERSTORE
BABY SUPERSTORE INC.
BADCOCK
BAILEY, BANKS & BIDDLE
BALDWIN WALLACE COLLEGE
BALTIMORE COUNTY EMPLOYEES FED
BALTIMORE GAS & ELECTRIC
BANANA REPUBLIC
BANCO POPULAR MORTGAGE
BANK FUND STAFF CREDIT UNION
BANK OF ALBUQUERQUE
BANK OF ALBUQUERQUE CONS LOAN
BANK OF ALBUQUERQUE MORTGAGE
BANK OF AMERICA – EXEC. PROF.
BANK OF AMERICA AUTO LEASE
BANK OF AMERICA CHECKING – CAL
BANK OF AMERICA CONSUMER LOANS
BANK OF AMERICA CREDIT CARDS
BANK OF AMERICA MORTGAGE
BANK OF AMERICA MORTGAGE (1)
BANK OF AMERICA MORTGAGE (2)
BANK OF AMERICA MORTGAGE (3)
BANK OF AMERICA MORTGAGE LOAN
BANK OF AMERICA SAVINGS – CALI
BANK OF ARKANSAS
BANK OF ARKANSAS CONSUMER LOAN
BANK OF ARKANSAS MORTGAGE
BANK OF NEW HAMPSHIRE CONSUMER
BANK OF NEW YORK
BANK OF OKLAHOMA
BANK OF TEXAS
BANK OF TEXAS CONSUMER LOANS
BANK OF TEXAS MORTGAGE
BANK OF THE CASCADES
BANK OF WESTERN MASSACHUSETTS
BANK ONE LOANS
BANK ONE MASTERCARD & VISA
BANKCARD SERVICES
BANKFIRST
BANKNORTH CONNECTICUT CONSUMER
BANKNORTH MASSACHUSETTS CONSUM
BANKNORTH MORTGAGE GROUP
BANKNORTH VERMONT CONSUMER LOA
BANNER LIFE INSURANCE COMPANY
BARAMI
BARAT & DUCHESNE COLLEGE
BARGAIN OUTLET
BARNARD COLLEGE
BARRIE PACE LTD.
BARTLESVILLE WESLEYAN COLLEGE
BASSETT FURNITURE
BAXTER CREDIT UNION
BAY PATH COLLEGE
BAY PINES FEDERAL CREDIT UNION
BAY STATE GAS COMPANY
BAYLOR COLL OF DENTISTRY
BAYTECH CU
BB&T BUSINESS LOANS
BB&T CONSUMER LOANS
BB&T CREDIT CARDS
BB&T CREDIT LINE
BB&T MORTGAGE LOANS
BDP HOUSEHOLD RETAIL SERVICE
BDP/DAY & NIGHT
BEACHCOMBERS

BEALL’S
BEALLS STORES
BEBE
BELK CREDIT CENTER
BELLSOUTH
BELLWOOD FEDERAL CREDIT UNION
BELOIT COLLEGE
BELTONE ELECTRONICS
BENCHMARK FEDERAL CREDIT UNION
BENSENVILLE COMMUNITY CREDIT U
BENTLEY FINANCIAL
BERKELEY CNTY PUBLIC SERV WATE
BERNIE & PHYL’S
BERNINA
BERRIEN TEACHERS CREDIT UNION
BERTS MOTORCYCLE
BEST BUY CO.
BEST EMPLOYEES CREDIT UNION
BEST PRODUCTS
BEST RECEPTION
BETASERON CARD
BETHANY COLLEGE
BETHANY COLLEGE CA
BETHANY COLLEGE WV
BETHEL COLLEGE MN
BETHEL COLLEGE KS
BETHESDA HOSPITAL
BETHPAGE FEDERAL CREDIT UNION
BFI
BI MART CORP
BIG FITNESS
BIG O TIRES
BIG SUR
BILL ME LATER
BI-MART CORP.
BJORNS
BJ’S
BJ’S WHOLESALE CLUB
BLACK MOUNTAIN WATER
BLAIN’S FARM & FLEET
BLAIR CREDIT SERVICES
BLOOMINGDALES
BLOOMINGDALES
BLOOMINGDALES
BLUE CROSS OF ARIZONA
BLUE CROSS OF CALIFORNIA
BLUE CROSS OF GEORGIA
BLUE CROSS OF TENNESSEE
BLUE EDGE MORTGAGE (MORTGAGE)
BLUE SHIELD OF CALIFORNIA
BLUECROSS & BLUESHIELD OF DE
BLUFFTON COLLEGE
BMC WEST
BMW FINANCIAL SERVICES
BMW FINANCIAL SERVICES
BNB RS
BOARD OF PUBLIC WORKS
BOB ELLIS SHOPPERS CHARGE
BOB WILLEY & SONS INC
BOB’S DISCOUNT FURNITURE
BOMBARDIER
BON MARCHE
BON-TON
BOSCOV’S
BOSE

BOSTON EDISON COMPANY
BOSTON FIREFIGHTERS CREDIT UNI
BOSTON GLOBE EMPLOYEES CREDIT
BOSTON MUTUAL LIFE INSURANCE
BOSTON WATER AND SEWER COMMISS
BOULEVARD
BOWFLEX
BOYD FLORISTS
BOYLES FURNITURE
BP AMOCO (BRITISH PETROLEUM)
BRADDOCK’S
BRADLEES
BRANCH BANKING AND TRUST CO.
BRANDON HOUSE
BRANDSMART
BRANDYWINE FINANCE CORPORATION
BRANDYWINE HUNDRED APARTMENTS
BRAUNS
BRENDLE’S
BRENTWOOD DISPOSAL
BRESNAN COMMUNICATIONS
BREUNERS
BRIDGESTONE TIRES
BRIDGEWATER CREDIT UNION
BRIDGEWATER STATE COLLEGE
BRIGHT HOUSE NETWORKS
BRIGHTHOUSE BIRMINGHAM AL
BRIGHTHOUSE TAMPA FL
BRINKS HOME SECURITY
BRISTOL WEST INSURANCE SERVICE
BRITISH AMERICAN HOUSE
BRITTONS
BROKAW CREDIT UNION
BROOKLYN QUEENS CABLE OF BROOK
BROOKLYN QUEENS CABLE OF QUEEN
BROOKS BROTHERS
BROOKS BROTHERS DUAL CARD
BROTHERHOOD CREDIT UNION
BROWNSTONE STUDIO
BRUNO
BRYANT
BRYANT COLLEGE
BRYLANE HOME
BRYN MAWR
BUCKNELL UNIVERSITY
BUDGET CREDIT UNION
BUDGET PHONE
BUILDERS SQUARE
BUILDERS SQUARE
BULLOCK’S
BUNCE BROTHERS
BURDINES
BURDINE’S
BURNET HOME LOANS (MORTGAGE)
BURNS & MCBRIDE ENERGY
BUSINESS TELECOM, INC
BUTLER COVE REFUSE
BUTLER UNIVERSITY
BUYING POWERC&R CLOTHIERS

CA AMERICAN WATER COMPANY
CABELA’S VISA
CABLEVISION
CAL STATE CENTRAL CREDIT UNION
CAL STATE EMP #9 CREDIT UNION
CALIF STATE FIREFIGHTERS ASSOC
CALIFORNIA CITIES WATER
CALIFORNIA STATE AUTO ASSOC
CALIFORNIA WATER SERVICE (1)
CALIFORNIA WATER SERVICE (2)
CALIFORNIA KIDS
CALISTOGA
CALLAWAY GOLF
CALTECH EMPLOYEES CREDIT UNION
CAMBRIDGE CREDIT
CAMILLE LAVIE
CAMPBELL EMPLOYEES CREDIT UNIO
CAMPO
CANADIANS
CANON USA
CAPITAL ONE
CAPITAL ONE AUTO FINANCE
CAPITOL
CAPTURE DESIGN FURNITURE
CAR X INC.
CARADON THERMALGARD
CARDI’S FURNITURE
CARDMEMBER SERVICES
CARDOW JEWELERS
CARGO FURNITURE
CARLYLE & CO. JEWELERS
CARMAX AUTO FINANCING
CARNAHAN’S
CAROLINA COLLEGIATE CREDIT UNI
CAROLYN
CARPET ONE
CARPETERIA
CARRIAGE SHOP
CARRIER
CASCIO INTERSTATE MUSIC
CASTAIC LAKE WATER AGENCY
CASUAL CORNER
CASUAL MALE BIG & TALL
CATHERINE’S
CAVALIER TELEPHONE
CCI (CAT COMM INTERNATIONAL)
CELEBRITY CHOICE
CENDANT (MORTGAGE)
CENDANT MORTGAGE (10)
CENDANT MORTGAGE (1)
CENDANT MORTGAGE (2)
CENDANT MORTGAGE (3)
CENDANT MORTGAGE (4)
CENDANT MORTGAGE (5)
CENDANT MORTGAGE (6)
CENDANT MORTGAGE (7)
CENDANT MORTGAGE (8)
CEN-DEER COMMUNITIES, INC.
CENTER ONE FINANCIAL SERVICES
CENTERPOINT ENERGY
CENTRA CREDIT UNION
CENTRAL CAROLINA BANK (MORTGAG
CENTRAL FLORIDA EDUCATORS CRED
CENTRAL HARDWARE
CENTRAL HARDWARE
CENTRAL MAINE POWER
CENTRAL PARKING CORPORATION
CENTRIX FINANCIAL
CENTURY 21 MORTGAGE
CENTURYTEL, INC.
CEN-WEST COMMUNITIES, INC.
CFD
CFD KEYNOTE
CFD REVOLVING
CHADWICKS
CHAIN REACTION
CHAIN REACTION/MARQUEE JEWELER
CHALK GARDEN
CHANNEL HOME CENTERS
CHARISMA
CHARLESTON SANITARY BOARD
CHARMING SHOPPES
CHARTER COMMUNICATIONS
CHARTER COMMUNICATIONS
CHARTER COMMUNICATIONS
CHARTER COMMUNICATIONS
CHARTER COMMUNICATIONS
CHARTER COMMUNICATIONS
CHARTER COMMUNICATIONS
CHARTER COMMUNICATIONS
CHASE AUTO LEASE
CHASE AUTO LOANS
CHASE CARDMEMBER SERVICE
CHASE HERITAGE VISA (1)
CHASE MANHATTAN – MORTGAGE
CHASE MANHATTAN – MORTGAGE (SA
CHASE MANHATTAN – MORTGAGE(HEL
CHASE MANHATTAN – NON CARD
CHASE MANHATTAN CHEM – MASTERC
CHASE MANHATTAN CREDIT CARDS
CHASE PITKIN
CHATTANOOGA GAS COMPANY
CHELSEA CAMBELL
CHEQUERS
CHERRY & WEBB
CHESAPEAKE & OHIO CREDIT UNION
CHESSIE CREDIT UNION
CHESTERFIELD COUNTY UTILITIES
CHESTERFIELD EMPLOYEES CREDIT
CHEVRON
CHEVY CHASE BANK
CHIEF PONTIAC FEDERAL CREDIT U
CHILDRENS HEALTH INSURANCE PRO
CHRISTIAN COMMUNITY CREDIT UNI
CHRYSLER FINANCIAL CORP. – ( 1
CHUBB & SON
CINCINNATI GAS & ELECTRIC
CINGULAR WIRELESS
CINGULAR/AT&T WIRELESS
CIRCUIT CITY
CIRCUIT CITY STORES INC
CIRCUIT CITY STORES INC – PLUS
CIRCULO DE LECTORES
CITGO

CITIBANK – ASSOCIATES
CITIBANK – AT&T UNIVERSAL CARD
CITIBANK – BUSINESS CARD
CITIBANK – CHOICE MASTERCARD
CITIBANK – CHOICE VISA
CITIBANK – MASTERCARD (1)
CITIBANK – MASTERCARD (2)
CITIBANK – MELLON
CITIBANK – MELLON LINE OF CRED
CITIBANK – PREFERRED MASTERCAR
CITIBANK – PREFERRED VISA
CITIBANK – PUERTO RICO
CITIBANK – SHELL MASTERCARD
CITIBANK – TRAVELERS
CITIBANK – TRAVELERS LINE OF C
CITIBANK – VISA
CITIBANK CREDIT CARDS
CITIBANK MASTERCARD / VISA – G
CITIBANK SD MASTERCARD / VISA
CITIBANK USA/FSB
CITIBUSINESS
CITIBUSINESS CARD
CITICORP TRUST BANK
CITIFINANCIAL
CITIZENS BANK LINES – PRINCIPA
CITIZENS BANK LINES – REGULAR
CITIZENS BANK LOANS – PRINCIPA
CITIZENS BANK LOANS – REGULAR
CITIZENSFIRST CREDIT UNION
CITY & COUNTY CREDIT UNION
CITY & POLICE FEDERAL CREDIT U
CITY COUNTY OF FT. LAUDERDALE
CITY EMPLOYEES CREDIT UNION
CITY GARBAGE COMPANY OF EUREKA
CITY GAS COMPANY OF FLORIDA
CITY OF ALBUQUERQUE, NM – UTIL
CITY OF ANTIOCH, CA – UTILITIE
CITY OF ATLANTA MUNICIPAL REVE
CITY OF AURORA
CITY OF BEAVERTON
CITY OF BEDFORD TEXAS
CITY OF BLOOMINGTON
CITY OF BOULDER
CITY OF BUENA PARK – WATER DIV
CITY OF BURBANK, CA – UTILITIE
CITY OF CHANDLER ARIZONA
CITY OF CHESAPEAKE, VA
CITY OF CHINO HILLS -SEWER, WA
CITY OF CONCORD
CITY OF CORONA
CITY OF DUBLIN, GA
CITY OF EL CAJON
CITY OF ESCONDIDO, CA – WATER
CITY OF FOUNTAIN VALLEY, CA –
CITY OF GAINESVILLE, GA – UTIL
CITY OF GILROY
CITY OF GLENDALE, CA – REFUSE
CITY OF GLENDALE, CA – WATER &
CITY OF GRAND PRAIRIE TEXAS
CITY OF HEMET
CITY OF KENT
CITY OF LONG BEACH – UTILITIES
CITY OF LOS ANGELES
CITY OF MERCED
CITY OF MESQUITE
CITY OF MINNEAPOLIS – UTILITY
CITY OF MOUNTAIN VIEW, CA – UT
CITY OF NAPA
CITY OF NEWPORT BEACH
CITY OF NORTH LAS VEGAS, NV –
CITY OF OCEANSIDE, CA – UTILIT
CITY OF ONTARIO, CA – UTILITIE
CITY OF PAMONA UTILITY
CITY OF PEORIA
CITY OF PETALUMA
CITY OF PETALUMA
CITY OF PETALUMA
CITY OF PITTSBURG WATER
CITY OF PLANO UTILITIES
CITY OF PLEASANTON, CA – WATER
CITY OF POMPANO BEACH, FL – UT
CITY OF RALEIGH
CITY OF REDMOND
CITY OF RIALTO UTILITY SERVICE
CITY OF RIVERSIDE, CA – UTILIT
CITY OF ROSEVILLE
CITY OF SACRAMENTO, CA – UTILI
CITY OF SAN BERNARDINO WATER
CITY OF SAN CLEMENTE – MUNICIP
CITY OF SAN DIEGO, CA
CITY OF SAN JOSE – TRASH SERVI
CITY OF SAN JOSE – WATER
CITY OF SANTA CLARA, CA – UTIL
CITY OF SANTA MONICA UTILITY
CITY OF SANTA ROSA – WATER
CITY OF SEATTLE, WA – WATER, S
CITY OF SOUTH GATE
CITY OF SPOKANE, WA – UTILITIE
CITY OF ST. PETERSBURG, FL – U
CITY OF STOCKTON
CITY OF TALLAHASSEE
CITY OF TEMPE
CITY OF THOUSAND OAKS
CITY OF TUSTIN WATER SERVICE
CITY OF VACAVILLE
CITY OF VACAVILLE MUNICIPAL
CITY OF WARNER ROBINS
CITY OF WICHITA WATER & SEWER
CITY OF WINTER SPRINGS, FL
CITY SANITARY – CENTRALIA, WA
CITY-COUNTY FEDERAL CREDIT UNI
CLAIBORNE FOR MEN
CLAIBORNE MENSWEAR OUTLET
CLARITY BANK (MORTGAGE)
CLARK COUNTY TREASURER – PROPE
CLARK COUNTY WATER RECLAMATION
CLARKSVILLE DEPT. ELECTRICITY
CLASSIC HOME
CLAYTON COUNTY WATER AUTHORITY
CLC
CLEAR WORLD COMM
CLEARVIEW FEDERAL CREDIT UNION
CLEGHORN’S
CLM SANITATION

CNA – 1
CNA -2
CNA -3
CNA -4
CNA -5
CNA -6
CNA -7
COAST TO COAST CREDIT UNION
COASTLINE CREDIT UNION
COBB COUNTY WATER SYSTEM
COLDWELL BANKER MORTGAGE
COLDWELL BANKER MTG ( 1)
COLDWELL BANKER MTG ( 2)
COLDWELL BANKER MTG ( 3)
COLDWELL BANKER MTG ( 4)
COLDWELL BANKER MTG ( 5)
COLDWELL BANKER MTG ( 6)
COLDWELL BANKER MTG ( 7)
COLDWELL BANKER MTG ( 8)
COLDWELL BANKER MTG ( 9)
COLEMAN
COLEMAN
COLEMAN
COLEMAN SPAS
COLLEGE INVEST DIRECT PORTFOLI
COLLEGE SAVINGS IOWA
COLONIAL SAVINGS – MORTGAGE
COLOR TILE
COLORADO PRIME
COLTON PUBLIC UTILITIES
COLUMBIA BASIN CREDIT UNION
COLUMBIA GAS – VIRGINIA
COLUMBIA GAS OF KENTUCKY
COLUMBIA GAS OF MARYLAND
COLUMBIA GAS OF OHIO
COLUMBIA GAS OF PENNSYLVANIA
COLUMBIA HOUSE
COMCAST
COMERICA BANK – MIDWEST – MAST
COMFORT SUPPLY
COMMONWEALTH EDISON
COMMONWEALTH ONE CREDIT UNION
COMMUNICATION SERVICES CREDIT
COMMUNITY BANK OF OAK PARK RIV
COMMUNITY CREDIT UNION
COMMUNITY FINANCIAL FEDERAL CR
COMMUNITY FIRST – FLORIDA CRED
COMMUNITY FIRST CREDIT UNION –
COMMUNITY MEDICAL CENTER
COMMUNITY ONE
COMMUNITY TRUST CREDIT UNION
COMMUNITY WEST CREDIT UNION
COMO NORTHTOWN CREDIT UNION
COMP RS
COMPAQ
COMPASSION INTERNATIONAL
COMPLETE CARE INC.
COMPUTER CITY – COMMERCIAL
COMPUTER DISCOUNT WAREHOUSE HS
COMPUTER GEEKS
COMPUTER TOWN
COMSTAR FEDERAL CREDIT UNION
CON EDISON SOLUTIONS
CONCORD DISPOSAL SERVICE
CONCORD SERVICING CORP.
CONDON’S
CONECTIV POWER DELIVERY
CONECTIV POWER DELIVERY
CONECTIV POWER DELIVERY
CONGRESS JEWELERS
CONGRESSIONAL CONSTRUCTION HSB
CONNECTICUT LIGHT AND POWER
CONNECTICUT NATURAL GAS
CONNEXUS CREDIT UNION
CONNEXUS ENERGY
CONSECO HID
CONSOLIDATED CREDIT UNION
CONSOLIDATED EDISON
CONSUMER CREDIT UNION LOAN
CONSUMERS CREDIT UNION
CONSUMERS ENERGY
CONTINENTAL CREDIT UNION
CONTOUR CHAIRS SE
COPLON’S
CORONET INDUSTRIES
CORZINES
COSMOPOLITAN
COSTCO WHOLESALE
COULEE DAM CREDIT UNION
COUNTRY HOME
COUNTRYWIDE HOME LOAN
COUNTY OF HENRICO
COUNTY OF HENRICO
COUNTY OF HENRICO
COUNTY OF KERN
COWETA-FAYETTE ELECTRIC CORP
COX COMMUNICATIONS
C-PLANT CREDIT UNION
CR & R
CR / CHAIN REACTION
CRAFTMATIC
CRAFTMATIC
CRATE & BARREL
CRATE AND BARREL
CREATIVE COMPUTERS
CREDIT UNION OF AMERICA
CREDIT UNION OF DENVER
CREDIT UNION OF DODGE CITY CRE
CRESTWOOD COMMUNITY CREDIT UNI
CRICKET
CROSS COUNTRY BANK – MASTERCAR
CROSS COUNTRY BANK – PRIVATE L
CROWLEY’S
CRUTCHFIELD CORP.
CRYSTAL BOUTIQUE
CSK AUTO
CUCAMONGA VALLEY
CUIVRE RIVER
CULLIGAN
CUMBERLAND ELECTRIC MEMBERSHIP
CUNA MORTGAGE ( 2)
CUNA MORTGAGE ( 3)
CUNA MORTGAGE ( 4)
CUNA MORTGAGE ( 5)
CUNA MORTGAGE ( 6)
CUNA MORTGAGE ( 7)
CUNA MORTGAGE ( 8)
CUNA MORTGAGE ( 9)
CUNA MORTGAGE (1)
CUNA MUTUAL MORTGAGE
CURTIS FIELD
CUSTOM DISC EXTERIOR
CVP COMMUNITY CENTER, INC.
CYCLE GEARD.O.T. CREDIT UNION

DADE COUNTY CREDIT UNION
DAKOTA PLAINS CREDIT UNION
DAKOTA STATE UNIVERSITY
DAKOTA WESLEYAN UNIVERSITY
DALLAS GOLD & SILVER
DAMARK INTERNATIONAL
DANA BUCHMAN
DANA BUCHMAN OUTLET
DANA COLLEGE
DANE COUNTY CREDIT UNION
DARVIN FURNITURE
DAVENPORT COLLEGE OF BUSINESS
DAVEY TREE EXPERT COMPANY
DAVID’S BRIDAL
DAVID’S LTD.
DAY AIR CREDIT UNION
DAYTON’S
DC TREASURER
DC WATER AND SEWER AUTHORITY
DEARBORN SCHOOLS CREDIT UNION
DECATUR EARTHMOVER CREDIT UNIO
DECORATING DEN
DEER PARK
DEERE & COMPANY CREDIT UNION
DEERE HARVESTER CREDIT UNION
DEFIANCE COLLEGE
DEKALB CO TREASURY & ACCOUNT
DEL MAR COLLEGE
DEL NORTE CREDIT UNION
DEL NORTE DISPOSAL INC
DELAWARE ALLIANCE FCU
DELAWARE BEVERAGE COMPANY
DELAWARE DEPARTMENT OF LABOR
DELAWARE ELECTRIC COOPERATIVE
DELAWARE FCU VISA
DELAWARE FEDERAL CREDIT UNION
DELAWARE NATIONAL BANK LOANS
DELAWARE STATE POLICE FCU
DELEWARE IMPORTERS LLC
DELL
DELL PREFERRED ACCOUNT
DELTA FUEL CO
DENALI ALASKAN CREDIT UNION
DENALI STATE BANK
DENCHARGE
DENISON UNIVERSITY
DENVER WATER
DEPARTMENT OF COMMERCE CREDIT
DESERT ENERGY FEDERAL CREDIT U
DESIGN WITHIN REACH
DETROIT TEACHERS CREDIT UNION
DEWEY PEST CONTROL
DFCU FINANCIAL FEDERAL CREDIT
DIABLO WATER DISTRICT
DIAMOND CHARGE

DIAMOND CREDIT PLAN
DIAMOND EXTERIORS
DIAMOND GALLERY
DIAMONDS INTERNATIONAL
DICKS CLOTHING SPORTING
DIGITAL EQUIPMENT
DILLARD NATIONAL BANK
DILLARDS
DINERS CLUB – CITIBANK
DIRECT CHARGE
DIRECT CONNECTION
DIRECT DALTON
DIRECT DENTAL
DIRECT MERCHANTS BANK
DIRECTV
DIRECTV
DIRECTV (2)
DIRECTV (3)
DISCOVER CARD
DISCOVERY BAY DISPOSAL
DISH NETWORK – MONTHLY SERVICE
DISNEY CREDIT CARD
DISPATCH PRINTING COMPANY
DIVERSIFIED CREDIT UNION
DIVINE WORD COLLEGE
DIXON SANITARY SERVICE
DIY
DJ BITZAN
DKNY
DM MANAGEMENT
DO IT BEST
DOMAIN INC
DOMESTICATIONS
DOMINION CREDIT UNION
DOMINION POWER
DOPPLER COMPUTER
DOUGLASVILLE WATER AND SEWER
DOVENMUEHLE MORTGAGE
DOW STEREO
DOWAGIAC AREA CREDIT UNION
DPI
DRESS BARN
DRIVE
DRIVE INSURANCE
DRIVE SPEED
DRYADES SAVINGS BANK (MORTGAGE
DSI DISTRIBUTORS
DTE ENERGY
DUBLIN SAN RAMON SERVICES DIST
DUCATI
DUPONT COMMUNITY CREDIT UNION
DUPONT COMMUNITY CREDIT UNION
DUPONT MASTER STORE
DUQUESNE LIGHT COMPANY
DUTYFREE.COM
E&B DISCOUNT MARINE
E&B DISCOUNT MARINE
E&B DISCOUNT MARINE
E. I. RANDLE
EAGLE HARDWARE
EARTHLINK INC.
EAST VALLEY WATER DISTRICT
EASTERN MUNICIPAL WATER DISTRI
EASTSIDE CREDIT UNION
EATEL CORPORATION
EBMUD (EAST BAY MUN UTIL)
EBMUD (EAST BAY MUNIC UTILITY)
ECOUNT INC
ECOUNT INC
ECOWATER
ECREDIT.COM
EDCO DISPOSAL, INC.
EDDIE BAUER
EDGE WIRELESS LLC
EDISON WATER COMPANY

EDUCATIONAL COMMUNITY CREDIT U
EDUCATIONAL EMPLOYEE CREDIT UN
EDUCATORS CREDIT UNION
EDWARD ARTHUR JEWELERS
EGH DISPOSAL
ELDORADO FURNITURE
ELDRIDGE FINE JEWELRY
ELECTRIC MOBILITY
ELECTRO SAVINGS CREDIT UNION
ELECTROLUX
ELECTROLUX
ELECTRUS
ELEGANCE BY EDYTHE
ELEGANT GYPSY
ELEGANT ILLUSIONS
ELEK-TEK
ELISABETH
ELISABETH OUTLET
ELITE JEWELERS
ELIZABETHTOWN GAS
ELIZABETHTOWN WATER CO.
ELKTON GAS
ELLEN TRACY
ELSINORE VALLEY MUNICIPAL WATE
EMERGE MASTERCARD
EMERGE MASTERCARD
EMERGE MASTERCARD
EMERGE MASTERCARD
EMPIRE CREDIT UNION
EMPLOYEES’ CREDIT ASSOCIATION
ENERGY CREDIT UNION
ENNIS FURNITURE
ENTERGY
ENTERGY ARKANSAS
ENTERGY GULF STATES
ENTERGY GULF STATES LOUISIANA
ENTERGY LOUISIANA
ENTERGY MISSISSIPPI
ENTERGY NEW ORLEANS
ENTERGY SOLUTIONS LTD
ENTERPRISE CREDIT UNION
ENTERTAINMENT PLUS
ENTRUST FEDERAL CREDIT UNION
ENVIRONMENTAL DISPOSAL CORPORA
EPB (ELECTRIC POWER BOARD)
EQUITABLE LIFE (CAPS/ELA)
EQUITABLE LIFE (LIFE 70)
ERA MORTGAGE
ERB LUMBER
ESL FEDERAL CREDIT UNION
ESTHER WOLF
ETHAN ALLEN
EVANS
EVERGREEN BANK CONSUMER LOANS
EVERHOME MORTGAGE COMPANY
EXCEL CREDIT CARD
EXCEL TELECOMMUNICATIONS
EXCEL TELECOMMUNICATIONS, INC
EXCEL WIRELESS
EXPRESS
EXPRESSIONS
EXPRESSIONS
EXXONFAA FEDERAL CREDIT UNION

FACELIFTERS
FAFCO
FAIRBANKS CAPITAL
FAIRFAX COUNTY FEDERAL CREDIT
FAIRFAX WATER
FAIRWINDS CREDIT UNION
FAMILIES AND SCHOOLS TOGETHER
FAMILY BRITCHES
FAMILY COMMUNITY CREDIT UNION
FAMILY PET CENTER
FAMOUS BARR
FARMERS INSURANCE EXCHANGE
FARMERS TELEPHONE CO OP
FARMERS TELEPHONE COOPERATIVE,
FASHION BUG
FDIC EMPLOYEES CREDIT UNION
FDR CONVERSION
FERGUSON
FERGUSON BRC
FIDELITY
FIELDS
FILENE’S
FILER CREDIT UNION
FINANCIAL BENEFITS CREDIT UNIO
FINANCIAL CREDIT NETWORK
FINGER FURNITURE
FINGER LAKES CREDIT UNION
FINGERHUT (1)
FINGERHUT (2)
FINGERHUT (3)
FIRE INSURANCE EXCHANGE
FIRST AMERICAN BANK
FIRST ATLANTIC CREDIT UNION
FIRST BANKCARD CENTER – MASTER
FIRST BANKCARD CENTER – MASTER
FIRST BANKCARD CENTER – MASTER
FIRST BANKCARD CENTER – MASTER
FIRST CATHOLIC FEDERAL CREDIT
FIRST CENTURY CREDIT UNION
FIRST CHOICE COMMUNITY CREDIT
FIRST CHOICE POWER COMPANY
FIRST COLONY LIFE INSURANCE
FIRST CONSUMERS N.B. BANK CARD

FIRST CONSUMERS N.B. PRIVATE L
FIRST CREDIT UNION
FIRST ENERGY – CENTERIOR
FIRST ENERGY – GPU
FIRST ENERGY – OHIO EDISON
FIRST ENERGY – PENN POWER
FIRST ENTERTAINMENT CREDIT UNI
FIRST FEDERAL CREDIT UNION
FIRST FLORIDA CREDIT UNION
FIRST IMPERIAL CREDIT UNION
FIRST MARKET BANK (MORTGAGE)
FIRST MARYLAND NATIONAL BANK M
FIRST MARYLAND NATIONAL BANK M
FIRST MARYLAND NATIONAL BANK M
FIRST MARYLAND NATIONAL BANK M
FIRST MARYLAND NATIONAL BANK M
FIRST MARYLAND NATIONAL BANK M
FIRST MARYLAND NATIONAL BANK M
FIRST MARYLAND NATIONAL BANK M
FIRST MARYLAND NATIONAL BANK M
FIRST MIDWEST BK MTG ( 1)
FIRST MIDWEST BK MTG ( 2)
FIRST MIDWEST BK MTG ( 3)
FIRST MIDWEST BK MTG ( 4)
FIRST MIDWEST BK MTG ( 5)
FIRST MIDWEST BK MTG ( 6)
FIRST MIDWEST BK MTG ( 7)
FIRST MIDWEST BK MTG ( 8)
FIRST MIDWEST BK MTG ( 9)
FIRST NATIONAL BANK OMAHA
FIRST NEBRASKA EDUCATORS CREDI
FIRST PIONEER CREDIT UNION
FIRST PREMIER BANK VISA/MASTER
FIRST PREMIER BANK VISA/MASTER
FIRST PREMIER BANK VISA/MASTER
FIRST SERVICE CREDIT UNION
FIRST SOURCE CREDIT UNION
FIRST SOUTH CREDIT UNION
FIRST TRENTON INDEMNITY COMPAN
FITNESS CLUB WAREHOUSE

FITNESS WAREHOUSE
FLAG CREDIT UNION
FLEET CONSUMER LOAN OPERATIONS
FLEET CREDIT CARD SERVICE
FLEET MORTGAGE CENTER
FLEETGUARD CREDIT UNION
FLEXPLUS
FLORIDA CENTRAL CREDIT UNION
FLORIDA COMMERCE CREDIT UNION
FLORIDA POWER AND LIGHT
FLORIDA PREPAID COLLEGE PROGRA
FLORIDA STATE UNIVERSITY CREDI
FNBM (FIRST NAT BANK OF MARIN)
FNMA (FANNIE MAE) MORTGAGE
FOCUS CREDIT UNION
FOLD N GO
FOLEY’S
FOND DU LAC CREDIT UNION
FONES 4 ALL CORP
FONTANA WATER COMPANY
FOOTSTAR/JUST FOR FEET
FORD CREDIT CO
FORD MOTOR CREDIT – CAR LOANS
FORSTER & GARBUS
FORT BLISS FEDERAL CREDIT UNIO
FORT COMMUNITY CREDIT UNION
FORT FINANCIAL CREDIT UNION
FORT KNOX CREDIT UNION
FORTUNOFF
FOUNDERS CREDIT UNION
FOUNDERS NATIONAL BANK (MORTGA
FOUR SEASONS & LEADING LADY
FOX COMMUNITIES CREDIT UNION
FOX JEWELERS
FOXWORTH-GAILBRAITH
FRANCES KAHN
FRANKLIN CAPITAL CORPORATION
FRED MEYER
FRED SCHMIDT
FREE CHOICE COMMUNICATION
FREEDOM CREDIT UNION
FREEDOMCARD
FRONTIER TELEPHONE OF ROCHESTE
FRONTIER, A CITIZENS COMMUNICA
FRONTIER, A CITIZENS COMMUNICA
FULTON COUNTY FINANCE DEPARTME
FUNANCING ( DIRECT )
FUNANCING ( INDIRECT )
FUNANCING INSTALLMENT CONVERSI
FURNITURE ROW
FUTURE SHOP
FUTURE.COMG E CAPITAL CONSUMER CARD COMP

G. I. JOE’S
G. MANSOURS
G. R. CONSUMERS CREDIT UNION
GAGE CLOTHING CO.
GALERIE SIMMONE STERN
GANDER MOUNTAIN
GANTOS
GAP
GARDEN RIDGE
GARDEN STATE BRICK FACE
GARDNER WHITE
GARMANY’S LTD.
GATEWAY
GATEWAY EDUCATIONAL
GATEWAY HSB
GATEWAY HSB ( 2)
GATEWAY HSB MANAGED
GATEWAY HSB PAYROLL DEDUCT
GAYLAN’S
GE AUTO FINANCIAL SERVICES – L
GE AUTO FINANCIAL SERVICES – L
GE CAPITAL FINANCIAL INC
GE EVENDALE EMPLOYEES FEDERAL
GE MONEY
GECAF
GECAF
GECAF
GECAF
GECAF ABD FDR
GECAF NATIONAL FDR

GECU (GOV EMP CU) OF EL PASO
GECU (GOV EMP CU) OF IONIA
GEICO
GEMAIRE
GENERAL MILLS CREDIT UNION
GENERAL MOTORS ACCEPTANCE CORP
GEORGIA NATURAL GAS
GEORGIA POWER COMPANY
GERMANIA CREDIT UNION
GERMANIA FARM MUTUAL INSURANCE
GERMANIA LIFE INSURANCE COMPAN
GEVURTZ FURNITURE CO.
GIFT COLLEGE INVESTING PLAN
GINNY’S
GLASSNER JEWELERS
GLENNPETER JEWELERS
GM CARDMEMBER SERVICES
GM GOODWRENCH
GMAC MORTGAGE
GMAC MORTGAGE
GMAC PAYMENT PROCESSING CENTER
GOLD COUNTRY
GOLDEN GATE DISPOSAL & RECYCLI
GOLDSMITH’S
GOLDSTEIN’S FURNITURE
GOOD GUYS
GOODMAN JEWELERS
GOODMAN MFG.
GOODRICH COMMUNITY FEDERAL CRE
GOODYEAR TIRE
GOODY’S

GORDMANS
GORDON JEWELERS
GORDONS
GOSS DIAMONDS
GOTTSCHALKS
GRANITE STATE ELECTRIC COMPANY
GRANT COUNTY PUD
GREAT BEAR WATER
GREAT LAKES
GREAT LAKES
GREAT RIVER CREDIT UNION
GREATER CLEVELAND FIRE FIGHTER
GREATER MILWAUKEE & GOVT EMPLO
GREEN FRONT FURNITURE
GREENPOINT MORTGAGE FUNDING, I
GREENTREE
GREENTREE
GREENTREE RSB
GREENVILLE CREDIT UNION
GREYSTONE POWER CORPORATION
GROSSMANS
GROSSMONT SCHOOLS CREDIT UNION
GROUP USA
GTE
GTE CREDIT UNION
GUARANTEED BANK HOME EQUITY
GUARDIAN CREDIT UNION
GUITAR CENTER
GULF OIL
GULF WINDS FEDERAL CREDIT UNIO
GWINNETT COUNTY WATER & SEWER

HAGUE WATER
HALIFAX CO. TAX ADMINISTRATOR
HAMILTON CREDIT UNION
HAMILTON STANDARD CREDIT UNION
HAMPTON ROADS SANITATION DISTR
HAMRAH’S
HANDY ANDY
HANDY ANDY
HANK’S
HANOVER DIRECT
HANOVER INSURANCE
HAPO COMMUNITY CREDIT UNION
HARBOR CREDIT UNION
HARBOR DISPOSAL
HARBORONE CREDIT UNION
HARBORSTONE CREDIT UNION
HARGRAY COMMUNICATIONS GROUP
HARLEM FURNITURE
HARLEM FURNITURE
HARMONY
HAROLD’S
HARVARD UNIVERSITY EMPLOYEES C
HAULAWAY
HAVERTY FURNITURE COMPANY
HAWAII AMERICAN WATER COMPANY
HAWAII CENTRAL CREDIT UNION
HAWAII CREDIT UNION
HAWAII STATE CREDIT UNION
HAWAII USA FEDERAL CREDIT UNIO
HAWAIIAN TEL FEDERAL CREDIT UN
HAWTHORNE CREDIT UNION
HEALTH CARE SYSTEMS CREDIT UNI
HEALTH NET SENIORITY PLUS
HEALTH SYSTEMS CREDIT UNION
HEALTHAMERICA CREDIT UNION
HEALTHCARE CREDITLINE DENTAL H
HEALTHY FAMILIES
HEALTHY FAMILIES PROGRAM
HEARING HEALTH CARE
HEARTLAND CREDIT UNION
HEATING & COOLING
HECHINGERS
HECHT’S
HEILIG-MEYERS
HEILIG-MEYERS
HEILIG-MEYERS
HEILIG-MEYERS
HELZBERG DIAMONDS
HELZBERG DIAMONDS
HELZBERG DIAMONDS
HENRI BENDEL
HENRICKS JEWELERS
HENRICO FEDERAL CREDIT UNION
HERMANS SPORTING GOODS
HEW FCU
HFC
HIBERNIA INSTALLMENT LOANS
HIBERNIA MORTGAGE SERVICING
HIBERNIA NATIONAL BANK COMMERC
HIFI.COM
HIGHGROVE COMMUNITY CREDIT UNI
HIGHLAND SUPERSTORES
HIGHLANDS RANCH COMMUNITY ASSO
HIGHMARK BLUE CROSS
HIGHMARK BLUE CROSS
HIGHMARK BLUE CROSS
HILLCREST COMMUNITY CREDIT UNI
HILLSBOROUGH COUNTY WATER DEPA
HIWAY CREDIT UNION
HOFF JEWELERS
HOLYOKE CREDIT UNION

HOME AMERICA
HOME DEPOT
HOME DEPOT
HOME DEPOT – BRC
HOME DEPOT HIL
HOME DESIGN
HOME FURNISHINGS CREDIT COMPAN
HOME PLACE
HOME QUARTERS
HOME SHOPPING CLUB
HOMEBASE
HOMEBASE
HOMEBASE
HOMECOMINGS FINANCIAL NETWORK
HOMEMAKERS
HOMEQ SERVICING CORPORATION
HOMESTEADERS LIFE COMPANY
HOMETOWN COMMUNITY CREDIT UNIO
HONEYWELL/ALLIANT TECHSYSTEMS
HONOLULU FEDERAL EMPLOYEES’ CR
HOOK DRUGS
HORIZON BLUE CROSS
HOSIERY CORP INTERNATIONAL
HOSPITALITY CREDIT UNION
HOTEL & TRAVEL INDUSTRY CREDIT
HOUSE 2 HOME
HOUSEHOLD AUTO FINANCE
HOUSEHOLD CREDIT SERVICES
HOUSEHOLD FURNITURE
HOUSTON TRAIN
HOWARD HANNA (MORTGAGE)
HPSHOPPING.COM
HSBC AUTO FINANCE
HSBC CARD SERVICES
HSBC CREDIT CARD
HSBC EDUCATIONAL LOANS
HSBC HOME EQUITY
HSBC INSTALLMENT LOANS
HSBC MORTGAGE
HSBC RETAIL SERVICES
HSBCI REWRITE ACCOUNTS
HUD CREDIT UNION
HUDSON UNITED BANK (MORTGAGE)
HUDSON’S
HUGHES FEDERAL CREDIT UNION
HUNTINGTON NATIONAL BANK
HUNTINGTONIZED CREDIT UNION
HY CITE FINANCE
HYDROLOGIC
HYUNDAI MOTOR FINANCE
HYUNDAI MOTOR FINANCE
HYUNDAI MOTOR FINANCE
I. J. FOX
IBM CREDIT CORPORATION
IBM METRO EFCU
I-C FEDERAL CREDIT UNION
ICBA (MORTGAGE)
ICC CLEARING
ICE MOUNTAIN – CENTRAL WATER
ICE MOUNTAIN EAST
IDAHO POWER
IDT AMERICA
IKEA
IKEA
IKEA
ILLINOIS AMERICAN WATER COMPAN
INCA COMPUTERS
INCREDIBLE EXTERIORS
INCREDIBLE UNIVERSE
INDEPENDENCE COMMUNITY BANK (M
INDIANA AMERICAN WATER COMPANY
INFIBANK – CARD MEMBER SERVICE
INFINITE ENERGY, INC
INFINITI FINANCIAL SERVICES /
INFINITI FINANCIAL SERVICES /
ING CORPORATE CARD
INSIGHT FINANCIAL CREDIT UNION
INSTAMORTGAGE
INSURBANC (MORTGAGE)
INT. SPEEDWAY RACE REWARDS
INTERCITY
INTERNATIONAL MALE
INTERNATIONAL PARTS
INTERNETSECURE INC.
INTERNMOUNTAIN GAS COMPANY
INTERSTATE NET BANK (MORTGAGE)

INTRUST FEDERAL CREDIT UNION
IONICS
IOWA AMERICAN WATER CO.
IRVINE RANCH WATER DISTRICT
IRVING CITY EMPLOYEES CREDIT U
ISTA, NORTH AMERICA
J & R MUSIC
J CREW
J. E. CALDWELL & CO.
JACK KELLMER
JACK’S DISPOSAL SERVICE
JACKSON FEDERAL BANK (MORTGAGE
JACKSON NATIONAL LIFE INSURANC
JACKSON NATIONAL LIFE OF NEW Y
JACOBSON’S
JAEGAR
JAMES DAVIS
JAX FEDERAL CREDIT UNION
JAY JACOBS
JC PENNEY
JC PENNEY
JC PENNEY – MAJOR
JC PENNEY DUAL
JCK / BRENDANS / BULLOCKS AND
JEFFERSON COUNTY CREDIT UNION
JEFFREY – ATLANTA
JEROME’S FURNITURE
JESSICA LONDON
JETSTREAM FEDERAL CREDIT UNION
JEWELERY EXPRESS
JEWELRY THREE
JJ BEEPERS
JOAN SHEPPS
JOHN DEERE COMMUNITY CREDIT UN
JONES STORE
JORDAN’S
JOS A BANKS
JOSEPH NEEL
JOSEPH SPIESS
JR DUNN
JUNIPER BANK
KACEY FINE FURNITURE
KAISER PERMANENTE
KAISER PERMANENTE CREDIT UNION
KANE FURNITURE
KARTENS JEWELERS
KAUAI GOVERNMENT EMPLOYEES CRE
KAUFMANN’S
KAWASAKI
KEESLER CREDIT UNION
KELCO CREDIT UNION
KELLY TIRE
KEMPER INSURANCE
KEN CRANE HOME ENTERTAINMENT H
KENSINGTON
KENTUCKY AMERICAN WATER COMPAN
KENTUCKY TELCO CREDIT UNION
KENTUCKY UTILITIES COMPANY
KERN CREDIT UNION
KERN SCHOOLS CREDIT UNION
KEYNOTES
KEYPOINT CREDIT UNION
KEYS CREDIT UNION
KEYSPAN ENERGY DELIVERY – NEW
KEYSPAN ENERGY DELIVERY – NY M
KEYSPAN ENERGY DELIVERY LI
KEYSTONE FCU MASTERCARD
KIDSOURCE
KIMBALL’S
KING COUNTY CREDIT UNION
KING SIZE
KINGULAR WIRELESS ( 5 – NEW JE
KINNUCAN
KIRKLAND’S
KIRTLAND CREDIT UNION
KITCHEN’S
KITTLES FURNITURE
KMART
KNIGHTS OF COLUMBUS
KNIT WIT – PLAGE TAHITI
KNOXVILLE POST OFFICE CREDIT U
KOHL’S DEPARTMENT STORE
KOUSEHOLD CREDIT SERVICES
KOUSEHOLD CREDIT SERVICES
KRAFT FOODS CREDIT UNION
KRAUSE’S SOFA FACTORY
KRAUSE’S SOFA FACTORY
KRAUSE’S SOFA FACTORY
KREISS
KRES JEWELERS
KRIGEL’S JEWELERS
KROGER MASTERCARD
KRUGS
K’S MERCHANDISE MART
KUBOTA CREDIT CORPORATION U.S.

L COLUMBIA LONGSHOREMEN CREDI
L. S. AYRES
LA DWP (LOS ANGELES MUNICIPAL)
LA REDOUTE
LACLEDE GAS
LAFAYETTE CREDIT UNION
LAKE MICHIGAN CREDIT UNION
LAKEWOOD REFUSE
LAMONTS
LANDMARK CREDIT UNION
LANDOVER MORTGAGE
LANE BRYANT MAIL ORDER
LANE BRYANT RETAIL
LANGLEY CREDIT UNION
LANGS
LANSING AUTOMAKERS CREDIT UNIO
LAS VEGAS VALLEY WATER
LAURA ASHLEY
LAZARUS
LB CABLE
LCI – INTERNATIONAL – LATIS
LCI – INTERNATIONAL – RESIDENT
LDS – FAST OFFERING
LDS – MISSIONARY B OF M
LDS – MISSIONARY GENERAL
LDS – OTHER
LDS – PERPETUAL EDUCATION FUND
LDS – TITHING
LECHMERE – (SPS)
LECSTAR TELECOM,INC.
LEE MICHAELS JEWELERS
LEGACY
LEGACY VISA
LEH’S
LEMAY ENTERPRISES – TACOMA, WA
LEMONS’ JEWELRY
LENNOX INDUSTRY
LEONARDO JEWELERS
LERNER
LERNER MAIL ORDER
LESCO
LESLIES POOL MART
LESTER MELNICK
LEVIN FURNITURE
LEVINSON JEWELERS
LEVITZ
LEVITZ FURNITURE
LEW MAGRAM
LEXUS FINANCIAL SERVICES – LOA
LIBERTY LIFE INSURANCE CO.
LIBERTY MUTUAL
LIBERTY MUTUAL GROUP
LIBERTY WATER CO.
LIFE TIME CREDIT UNION
LIGHTHOUSE CREDIT FOUNDATION,
LIHUE CREDIT UNION
LIL’ THINGS
LIMITED FASHION GROUP
LIMITED TOO
LINEN AND THINGS
LIONEL TOY STORES
LIPA
LITTLE OCMULGEE EMC
LITTLE SWITZERLAND
LITTMAN/BARCLAY
LIZ CLAIBORNE
LIZ CLAIBORNE OUTLET
LOAN SERVICING CENTER
LOBEL FINANCIAL
LONG FENCE
LONG ISLAND WATER CO.
LORD & TAYLOR
LOS ALTOS GARBAGE CO
LOS ANGELES FEDERAL CREDIT UN
LOS ANGELES TIMES
LOUCHEM CREDIT UNION
LOUISVILLE GAS & ELECTRIC CO C

LOUISVILLE POLICE OFFICERS CRE
LOURIE’S
LOWE’S
LSI CREDIT UNION
LUCENT TECHNOLOGIES
LUCKY BRAND
LUCKY DOG TELEPHONE CO.
LUFTHANSA EMPLOYEE CREDIT UNIO
LURIA’S
LUSKEY’S
LUSO-AMERICAN CREDIT UNION
M & F CASUALS
M&I (MORTGAGE)
M&T CREDIT CORP
M&T HOME EQUITY
M&T LOANS
M&T MORTGAGE
M&T VISA
M. PENNER
M. STERN
M.S. MCCLELLAN
MAC TOOLS
MACO EDUCATORS
MACYS
MACYS VISA CARD
MADISON
MADISONS
MAGNOLIA HI-FI
MAISON MORGAN
MAJESTIC VISA
MAN ALIVE
MANATEE COUNTY PUBLIC WORKS-4
MANATEE COUNTY PUBLIC WORKS-5
MANATEE COUNTY PUBLIC WORKS-6
MANHATTAN CABLE TV
MANNY’S
MANSOUR’S
MARCH CREDIT UNION
MARIANNE
MARICOPA COUNTY TREASURER
MARIN MUNICIPAL WATER DISTRICT
MARIN SANITARY SERVICE
MARK OF FASHION
MARKET USA FEDERAL CREDIT UNIO
MARLO
MARRIOTT VACATION CLUB INTERNA
MARS MUSIC
MARSHALL COMMUNITY CREDIT UNIO
MARSHALL FIELD’S
MARTIN FCU
MARTIN LAWRENCE
MARTING’S GOLD
MARVIN’S
MARY V’S
MARYLAND AMERICAN WATER COMPAN
MASS MUTUAL CREDIT UNION
MASS MUTUAL FINANCIAL GROUP
MASSACHUSETTS STATE EMPLOYEE C
MASSEY SERVICES
MASTERCRAFT
MAURICE
MAURICES
MAXIE BIGGZ
MAXIMILIAN AT BLOOMINGDALES
MAYFLOWER
MAYTAG
MBIA
MBNA CREDIT CARDS
MBNA MORTGAGE
MCCOY CREDIT UNION
MCDUFF CREDIT PLAN
MCI
MCLEODUSA
MCRAE’S
MCU FINANCIAL CENTER CREDIT UN
MEDIACOM BROADBAND LLC
MEDIACOM LLC
MEDIACOM LLC USA
MEIER AND FRANK
MEIJER
MEIJER DUAL CARD
MEL & ME
MELART JEWELERS

MELLON BANK – INSTALLMENT LOAN
MELLON BANK MORTGAGE
MELLON BANK WEST – INSTALLMENT
MELLON CORPORATE CARD
MELLON UNITED NATIONAL BANK (M
MEMBER 1 CREDIT UNION
MEMBER ONE CREDIT UNION
MEMBERS FIRST CREDIT UNION
MEMBERS PLUS
MEMPHIS AREA TEACHERS CREDIT U
MEMPHIS LIGHT, GAS AND WATER
MENARDS
MENARDS
MENARDS
MERCANTILE MORTGAGE CORP
MERCEDES BENZ
MERCK SHARP & DOHME CREDIT UNI
MERCURY INSURANCE COMPANY
MERKSAMER JEWELERS
MERRICK BANK/MASTERCARD & VISA
MERRILL LYNCH MORTGAGE
MERVYN’S
MET LIFE BANK (MORTGAGE)
METLIFE AUTO & HOME
METRIS CO/DIRECT MERCHANT BANK
METRO COMMUNITY FEDERAL CREDIT
METRO CREDIT UNION – MICHIGAN
METRO CREDIT UNION – WISCONSIN
METRO WATER SERVICES
METROCALL, INC.
METROPCS
METROPOLITAN CREDIT UNION
MIAMI POSTAL SERVICE CREDIT UN
MIAMI-DADE WATER AND SEWER DEP
MICHAEL ANTHONY
MICHELIN
MICHIGAN EDUCATIONAL CREDIT UN
MICHIGAN FIRST CREDIT UNION
MICRO CENTER
MICRON ELECTRONICS
MICROSOFT
MID CAROLINA ELECTRIC COOPERAT
MID HUDSON VALLEY FEDERAL CRE
MIDDLE TENNESSEE ELECTRIC MEMB
MIDFIRST CREDIT UNION
MIDNIGHT VELVET
MIDWEST COMMUNITY FEDERAL CRED
MIDWEST ENERGY, INC.
MIDWEST FINANCIAL CREDIT UNION
MILESTONE CREDIT UNION
MILL VALLEY REFUSE SERVICE
MIMI
MINNESOTA BUILDING TRADES CRED
MINNESOTA POWER
MINOL, L.P.
MISSOURI AMERICAN WATER COMPAN
MITSUBISHI
MITSUBISHI HVAC
MOBIL OIL
MODERN WOMAN
MODERN WOMAN
MOE GINSBURG
MOHAWK INDUSTRIES
MOMENTUM TELECOM
MONDI
MONROE COUNTY COMMUNITY CREDIT
MONROE COUNTY WATER AUTHORITY
MONTANA-DAKOTA UTILITIES CO.
MONTGOMERY WARD
MOORE’S LUMBER
MORTGAGE SERVICE
MORTGAGEQUESTIONS.COM
MORTGAGESAVE.COM
MOSAICO BOOK CLUB
MOTO GUZZI
MOULTON NIGUEL WATER DISTRICT
MOUNT HOLLY
MOVADO CARD
MR. GOODBUYS
MRS. KAY’S
MUNICIPAL EMPLOYEES CREDIT UNI
MUSICIANS CREDIT UNION
MUSICIAN’S EXPRESS
MVP
MY CREDIT UNION
MY FRIENDS PLACE
MY WORLD MASTERCARD

NAICC
NAMCO
NANTUCKET ELECTRIC COMPANY
NAPA – AUTO CARE
NARRAGANSETT ELECTRIC COMPANY
NASH COUNTY TAX COLLECTOR
NASHVILLE ELECTRIC SERVICE
NASSAU EDUCATORS FEDERAL CREDI
NATIONAL AUTOMOTIVE PARTS
NATIONAL BANK OF COMMERCE (MOR
NATIONAL BLINDS/HABITAT
NATIONAL CITY
NATIONAL CITY BANK – PA – MAST
NATIONAL CITY INSTALLMENT LOAN
NATIONAL CITY MC/VISA
NATIONAL CITY MORTGAGE
NATIONAL CITY PROV BANK LOANS
NATIONAL ENTERPRISE SYSTEMS, I
NATIONAL FUEL
NATIONAL HOME CENTERS
NATIONAL TIRE & BATTERY – (SPS
NATIONAL WATER & POWER
NATIONWIDE FEDERAL CREDIT UNIO
NATIONWIDE INSURANCE
NATIONWIDE INSURANCE
NATIONWIDE LIFE AND ANNUITY
NATIONWIDE LIFE INSURANCE
NCO FINANCIAL SYSTEMS
NETWORK CARD / RETAILERS BANK
NEVADA BOB’S
NEVADA CREDIT UNION
NEW BEDFORD CREDIT UNION
NEW CENTURY MORTGAGE CORP
NEW HORIZONS COMMUNITY CREDIT
NEW JERSEY AMERICAN WATER CO.
NEW JERSEY MANUFACTURES INSURA
NEW JERSEY NATURAL GAS
NEW MEXICO AMERICAN WATER COMP

NEW MILLENNIUM BANK
NEW SOUTH CREDIT UNION
NEW YORK & COMPANY
NEW YORK COMMUNITY BANK
NEW YORK COMMUNITY BANK (MORTG
NEW YORK STATE ELECTRIC AND GA
NEW YORK TIMES – SUBSCRIPTIONS
NEW YORK’S 529 COLLEGE SAVINGS
NEWNAN UTILITIES
NEWPORT NEWS
NEWSPAPER AGENCY CORP.
NEWSPAPER SUPPORT SERVICES, IN
NEXT CARD CREDIT CARD
NEXTEL
NEXTEL COMMUNICATIONS
NEXTEL PARTNERS
NIAGARA COUNTY FEDERAL CREDIT
NIAGARA MOHAWK POWER CORP – IN
NIAGARA MOHAWK POWER CORP – RE
NISSAN MOTOR ACCEPTANCE CORP.
NISSAN MOTOR ACCEPTANCE CORP.
NORBERT E MITCHELL CO INC
NORCAL – BUTTE
NORCAL -SOCAL
NORDIC TRACK
NORDSTROM – RETAIL
NORDSTROM – VISA
NORDSTROM BANK (MORTGAGE)
NORDSTROM CREDIT UNION
NORDSTROM’S
NORTH ISLAND FINANCIAL CREDIT
NORTH MARIN WATER DISTRICT
NORTH ORANGE COUNTY CREDIT UNI

NORTH SHORE CREDIT UNION
NORTH SHORE GAS CO.
NORTHERN HILLS CREDIT UNION
NORTHERN MASS TELEPHONE WKRS C
NORTHERN STAR CREDIT UNION, IN
NORTHERN TOOL
NORTHERN UTILITIES
NORTHLAND CREDIT UNION
NORTHWESTERN MUTUAL LIFE INSUR
NORTON DITTO
NOVARTIS CREDIT UNION
NRL CREDIT UNION
NTELOS
NUI CITY GAS OF FLORIDA
NUI CORPORATION
NUI ELIZABETHTOWN GAS
NUI ELKTON
NUI ENERGY, INC.
NUTMEG STATE FEDERAL CREDIT UN
NW NATURAL GAS
OAK RIDGE CREDIT UNION
OAKLEY DISPOSAL
OCTFCU
OCWEN FEDERAL BANK
OFFICE DEPOT – COMMERCIAL
OFFICE DEPOT – PERSONAL
OFFICE MAX
OFFICE MAX – COMMERCIAL
OFFICE PLUS
OG&E (OKLAHOMA GAS & ELECTRIC)
OHIO AMERICAN WATER COMPANY
OKLAHOMA NATURAL GAS
OLA’S / ANTHONY’S
OLD HICKORY CREDIT UNION
OLD KENT BANK
OLD NAVY
OMAHA PUBLIC POWER DISTRICT
ONE BEACON INSURANCE
ONEBEACON INSURANCE
ONTARIO TELPHONE CO., INC.
ONYX ACCEPTANCE CORPORATION
ORANGE AND ROCKLAND UTILITIES
ORANGE COUNTY’S CREDIT UNION
ORECK
OREGONIAN CREDIT UNION
ORN FEDERAL CREDIT UNION
ORTHOLINE
OTERO CREDIT UNION
OWENS CORNING
OZARKA WATER

PACCAR, INC
PACIFIC DISPOSAL
PACIFIC SUNWEAR
PADDOCK POOLS
PAHO/WHO CREDIT UNION
PALAIS ROYAL
PALAIS ROYAL
PALM BEACH COUNTY WATER UTILIT
PALMETTO ELECTRIC COOPERATIVE,
PAN AM HORIZONS FEDERAL CREDIT
PANELCRAFT
PANHANDLE CREDIT UNION
PANHANDLE EDUCATORS CREDIT UNI
PANTS PLACE
PARAGON CABLE MANHATTAN (8151)
PARAGON FEDERAL CREDIT UNION
PARISIAN’S
PARK PROMENADE
PARKER COMMUNITY CREDIT UNION
PARKER HUNTER
PARKWAY CREDIT UNION
PARKWAY INSURANCE CO – 1
PARKWAY INSURANCE CO. – 2
PARKWEST
PARTNERS FINANCIAL FEDERAL CRE
PARTS AMERICA
PASADENA SCHOOL EMPLOYEES CRED
PATRICK JAMES
PATRIOT COMPUTERS
PAUL HARRIS
PAUL STUART
PAVILION JEWELERS
PAYLESS
PAYLESS
PAY’N PAK STORES
PAYPAL BUYER CREDIT
PEACH DIRECT
PEACHDIRECT
PECO
PEDERNALES ELECTRIC COOPERATIV
PEEBLES
PEGASUS SATELLITE TV
PEGASUS SATELLITE TV INC
PENNSYLVANIA-AMERICAN WATER CO
PENNY SAVER
PENTAGON FEDERAL CREDIT UNION
PEOPLE’S BANK – LINE OF CREDIT
PEOPLES BANK – MASTERCARD
PEOPLES BANK – VISA
PEOPLE’S BANK MASTERMONEY
PEOPLE’S CREDIT UNION
PEOPLE’S GAS, LIGHT, COKE AND
PEOPLES HERITAGE BANK CONSUMER
PERGAMENT
PERGAMENT HOME CENTERS
PERGAMENT HOME CENTERS
PET LAND
PETALS
PETITE SOPHISTICATE
PFAFF
PFLATZGRAFF
PG&E (PACIFIC GAS & ELECTRIC)
PHH MORTGAGE
PHH US MORTGAGE
PHH USMC MORTGAGE
PHILADELPHIA CREDIT UNION
PHILADELPHIA NEWS INC.
PHONECO
PHYSICIANS LIFE INSURANCE CO.
PHYSICIANS MUTUAL INSURANCE CO
PIEDMONT NATURAL GAS
PIER 1 IMPORTS
PIERCE COUNTY REFUSE
PIERCE COUNTY SEWER
PIERCE COUNTY TAX

PIKE COUNTY LIGHT AND POWER
PIKE ELECTRIC COMPANY
PINELLAS FEDERAL CREDIT UNION
PIONEER WEST VIRGINIA FEDERAL
PIP PRINTING
PITTSBURGH DISPOSAL SERVICE
PITTSFORD CREDIT UNION
PLATINUM FEDERAL CREDIT UNION
PLCC
PLUS SIZES
PLYMOUTH ROCK ASSURANCE COMPAN
POLAND SPRINGS
POLARIS
POLARIS -1
POLLY KAY
POLO/RALPH LAUREN
POOL DEPOT
POORE SIMON’S
PORTLAND CREDIT UNION
PORTLAND GENERAL ELECTRIC
POSTAL COMMUNITY CREDIT UNION
POSTAL CREDIT UNION
POTTERY BARN
POWELL-CLINCH UTILITY DISTRICT
POWERCO CREDIT UNION
POWERNET CREDIT UNION
PPL (PENN POWER AND LIGHT)
PREFERRED CARE
PREMIER DESIGNS
PREMIER INSURANCE
PRESIDIO
PRIMECO
PRIMUS AUTOMOTIVE FINANCIAL SE
PRINCE WILLIAM COUNTY SERVICE
PRIORITY ONE CREDIT UNION OF F
PRO FINANCIAL
PRODIGY SERVICES
PROFFITTS
PROJECT LOANS
PROSPERA CREDIT UNION
PROVIDENT BANK (MORTGAGE)
PROVIDENT BANK INST LOANS
PROVIDENT BANK OF OHIO (MORTGA
PROVIDENT CREDIT UNION
PROVIDENT FUNDING
PROVIDIAN BANK CREDIT CARDS
PSE&G
PSNC

PUBLIC SERVICE COMPANY OF NEW
PUBLIC SERVICE COMPANY OF NEW
PUBLIC SERVICE OF INDIANA ENER
PUBLIC SERVICE OF OKLAHOMA
PUGET SOUND ENERGY – ELECTRIC
PUGET SOUND ENERGY – GAS ACCOU
PUTNAM COUNTY TEACHERS CREDIT
PWC
QBE INSURANCE CORPORATION
QCARD
QS AXION.COM
QS CAMERA.COM
QUESTAR GAS
QUICS CABLE
QVC
QWEST COMMUNICATIONS
R C WILLEY HOME FURNISHINGS
R. KAUFMAN
RADIO SHACK
RAILROAD & INDUSTRIAL FEDERAL
RAINSOFT
RALEIGH LIMITED
RANCHO CALIFORNIA WATER DISTRI
RASCAL
RAVEGIRL
RBS CREDIT CARD SERVICES
RED RIVER CREDIT UNION
REDPOST COMPUTERS
REDWOOD CREDIT UNION
REEDS JEWELERS
REEDS JEWELERS
REGIONAL ACCEPTANCE CORPORATIO
REGIONS BANK -RETAIL LOAN
RELIANT ENERGY
REMODEL AMERICA
RENBERG’S
RESEARCH CREDIT UNION
RESTORATION HARDWARE
RESTORATION HARDWARE
RETAIL EMPLOYEES CREDIT UNION
REV CHARGER
REYMET COMMUNITY FEDERAL CREDI
R-G CREDIT UNION
RHODES INC.
RICHARD HONQUEST
RICHMOND SANITARY SERVICE INC.
RICH’S
RIDDLES JEWELRY
RIO VISTA SANITATION
RIPCO CREDIT UNION
RITZ CAMERA CENTERS
RIVERS EDGE COMMUNITY CREDIT U
ROAMANS
ROBB AND STUCKY FURNITURE
ROBBIE CASEY’S
ROBINSON’S / MAY
ROCHESTER GAS AND ELECTRIC
ROCKLAND ELECTRIC COMPANY
ROCKLAND ELECTRIC COMPANY
ROCKLAND ELECTRIC COMPANY
ROCKLAND TRUST COMPANY
ROCKY MOUNT PUBLIC UTILITIES
RODALE BOOKS
ROGERS JEWELERS
ROLOX
ROMANO’S
ROMANO’S JEWELERS
ROOMS TO GO
ROOMSTORE EAST
ROOMSTORE WEST
ROSENDORF / EVANS
ROSEVILLE TELEPHONE
ROSS SIMONS PREFERRED ACCOUNT
ROSS-SIMONS
ROTMAN’S FURNITURE
ROYAL CREDIT UNION
RTN CREDIT UNION
RUBIDOUX COMMMUNITY SERV DIST
RUFUS & CO
RUSSELL’S FURNITURES&S MILLS

S. C. TELCO CREDIT UNION
SACRAMENTO MUNICIPAL UTILITIES
SAFE AUTO INSURANCE
SAFECO INSURANCE COMPANY OF AM
SAGE TELECOM
SAKS FIFTH AVENUE
SALLIE MAE
SALT LAKE CITY CORPORATION
SALT RIVER PROJECT
SAM ASH
SAM’S CLUB
SAM’S CLUB – BUSINESS CARD
SAM’S CLUB – CONSUMER CARD
SAM’S DUAL CARD
SAM’S DUAL CARD BRC
SAMUELS
SAMUEL’S JEWELERS
SAN DIEGO GAS AND ELECTRIC
SAN FRANCISCO CHRONICLE
SAN FRANCISCO FIRE CREDIT UNIO
SAN FRANCISCO WATER DEPARTMENT
SAN GABRIEL VALLEY WATER COMPA
SAN JOSE WATER COMPANY
SAN MATEO CREDIT UNION
SANDIA LABORATORY FEDERAL CRED
SANTA MARGARITA WATER DISTRICT
SARASOTA COUNTY ENVIRONMENTAL
SATELLITE REC / ALPHA OPTIONS
SATELLITE RECEIVERS
SATELLITE VIDEO
SATURN
SAV-A-TON, SUNSHINE TRAVEL
SAVON FURNITURE
SBC
SBC LONG DISTANCE
SBC SMART YELLOW PAGES
SC STATE CREDIT UNION
SCAN
SCANA ENERGY
SCE&G (S. CAROLINA ELEC & GAS)
SCHOLASTIC – DISNEY READING
SCHOOL EMPLOYEES CREDIT UNION
SCHOOLS FINANCIAL CREDIT UNION
SCHUSTER’S FURNITURE
SCJ INSURANCE SERVICES
SCORE CREDIT UNION
SCOTT CREDIT UNION
SCOTT SHUPTRINE
SCOTTY’S
SCOTTY’S
SCRIBBLES
SEABURY & SMITH
SEAMAN’S FURNITURE
SEARS
SEARS MASTERCARD
SEATTLE CITY LIGHT
SEATTLE METROPOLITAN CREDIT UN
SECURITY CREDIT UNION
SEI INVESTMENTS (MORTGAGE)

SELECTIVE INSURANCE
SENTRY CREDIT UNION
SERGANT’S WESTERN WORLD
SERVICE CARD
SERVICE ELECTRIC CABLE
SERVICE ELECTRIC CABLEVISION
SERVICE MERCHANDISE
SERVICE MERCHANDISE
SERVICE ONE CREDIT UNION
SERVICE STAR COAST TO COAST HS
SETTLERS LIFE INSURANCE CO.
SEVENTH AVENUE
SHAW CARPET
SHELL ENERGY
SHELL FLEET
SHELL OIL
SHIAWASSEE COMMUNITY CREDIT UN
SHOP AT HOME
SHOPNBC
SHOPSMITH
SHORELINE CREDIT UNION
SIERRA PACIFIC
SIERRA POINT CREDIT UNION
SILHOUETTES
SILVERSTEIN’S
SIMPLICITY (1)
SIMPLICITY (2)
SINGER SEWING CO.
SIOUX FALLS CREDIT UNION
SIR SPEEDY
SIZES
SIZES UNLIMITED
SMITH BROS.
SMITH’S HOME FURNISHINGS
SMW FEDERAL CREDIT UNION
SNAPPER
SNAPPER
SNAPPER
SNOOTY HOOTY
SOMETHING ELSE
SONY
SOUND ADVICE
SOUND COMMUNITY BANK
SOUTH CAROLINA CREDIT UNION
SOUTH CAROLINA STUDENT LOAN CO
SOUTH JERSEY GAS COMPANY
SOUTH VALLEY DISPOSAL & RECYCL
SOUTHEAST FINANCIAL CREDIT UNI
SOUTHEAST OAKLAND COMMUNITY CR
SOUTHEAST TOYOTA FINANCE -LEAS
SOUTHEAST TOYOTA FINANCE -RETA
SOUTHEASTERN ARIZONA CREDIT UN
SOUTHERN BAPTIST CREDIT UNION
SOUTHERN CALIFORNIA EDISON
SOUTHERN CALIFORNIA WATER
SOUTHERN COMPANY GAS
SOUTHERN INSURANCE COMPANY
SOUTHERN MASS CREDIT UNION
SOUTHWEST GAS CORPORATION
SOUTHWESTERN BELL TELEPHONE (2
SOUTHWESTERN BELL TELEPHONE (3
SPARKS COMMUNICATIONS
SPC COOPERATIVE CREDIT UNION
SPEEDY MUFFLER KING
SPIEGEL
SPIRIT OF ST LOUIS CREDIT UNION

SPORTS AUTHORITY
SPRINT – LOCAL
SPRINT – LONG DISTANCE
SPRINT PCS
SPRINT YELLOW PAGES
ST PETERSBURG MUNICIPAL ECU
ST. CLAIR CORP.
ST. LOUIS POSTAL CREDIT UNION
STAGE STORES
STAGE STORES
STAMPERS CREDIT UNION
STANDARD OIL
STANFORD FEDERAL CREDIT UNION
STAPLES – COMMERCIAL
STAPLES – PERSONAL
STAR POWER
STAR USA FEDERAL CREDIT UNION
STATE CENTER CREDIT UNION
STATE EMPLOYEES – FLORIDA CRED
STATE EMPLOYEES – MICHIGAN CRE
STATE EMPLOYEES – NEW YORK CRE
STATE FARM INSURANCE
STATEWIDE FEDERAL CREDIT UNION
STEIN JEWELRY
STEINBACH
STENOGRAPH CORP.
STERLING BANK – MASTERCARD
STERLING CASUALTY INS. CO.
STEVENS CREEK DISPOSAL & RECYC
STICKLEY FURNITURE
STOCK BRC
STOREHOUSE FURNITURE
STRAWBRIDGE’S
STRUCTURE
STUCKEY DIAMONDS
STUDEBAKER SUBMETERING
SUBARU
SUE BRETT
SUMMERLIN NORTH COMMUNITY ASSO
SUMMERLIN SOUTH COMMUNITY ASSO
SUMMERLIN WEST COMMUNITY ASSOC
SUN VALLEY WATERBEDS
SUNCOM
SUNOCO
SUNRISE FAMILY CREDIT UNION
SUNSET SCAVENGER CO
SUNSHINE STATE CREDIT UNION
SUPERIOR PROD. MFG.
SUPERIOR WATER LIGHT & POWER
SUPERSTORES OF AMERICA
SUREWEST WIRELESS
SUTTER REGIONAL MEDICAL FOUND
SUZUKI MARINE CORP
SWARTZ
SWEZEY’S
SYNERGY ONE FEDERAL CREDIT UNI
SYSTEMS AND SERVICES TECH, INCTACONY CORP

TAHQUAMENON AREA CREDIT UNION
TALK AMERICA
TAMPA BAY FEDERAL CREDIT UNION
TAMPA ELECTRIC COMPANY
TAMPA POSTAL FEDERAL CREDIT U
TANDY – TECH AMERICA
TANDY CONSOLIDATED
TARGET
TARGET NATIONAL BANK
TBA CREDIT UNION
TD WATERHOUSE
TEACHER CREDIT UNION
TEAMSTERS COUNCIL #37 CREDIT U
TELEPHONE CREDIT UNION OF NEW
TELHIO CREDIT UNION
TELSCAPE
TEMPUR-PEDIC
TENDER
TENNESSEE AMERICAN WATER COMPA
TEXACO – USA
TEXAS – NEW MEXICO POWER COMPA
TEXAS GAS SERVICE
THE ACCESSORY
THE ANSWER
THE AVENUE
THE BODY SHOPPE
THE BOMBAY COMPANY
THE BOSTON GLOBE
THE BUCKLE
THE BUTTERCUP
THE CHILDREN’S PLACE
THE CIT GROUP/CONSUMER FINANCE
THE CITY OF CHARLOTTE
THE COMPANY STORE
THE COUNTRY GENTLEMEN
THE DUMP
THE FACTORY CONNECTION
THE FACTORY OUTLETS
THE GAS COMPANY
THE HUB LTD. BIG & TALL
THE JOURNAL NEWS PIA
THE LIMITED
THE MEN’S WAREHOUSE
THE NEW YORK TIMES NEWSPAPER
THE NEWS & OBSERVER
THE OHIO EDUCATIONAL CREDIT UN
THE OKLAHOMAN
THE PET COMPANY
THE PINE FACTORY
THE PRESS ENTERPRISE
THE QUEEN’S CREDIT UNION
THE SKY CARD
THE STUDENT LOAN CORPORATION
THE SUMMIT CREDIT UNION
THE SWISS COLONY
THE TENNESSEAN
THE TENNESSEE CREDIT UNION
THE ULTIMATE
THE WICHITA EAGLE
THE WIZ
THERMAL GARD
THERMAL IND.
THERMAL INDUSTRIES
THINK FEDERAL CREDIT UNION
THIS END UP
THOMAS MILLER
THREE RIVERS CREDIT UNION
THRIVENT FINANCIAL BANK
TIME WARNER CABLE
TIMES PICAYUNE

TINKER FEDERAL CREDIT UNION
T-MOBILE (VOICESTREAM)
TODAY’S MAN
TODAY’S MAN
TOMAH AREA CREDIT UNION
TOOTSIES
TOPLINE FEDERAL CREDIT UNION
TOPS APPLIANCE
TOPS APPLIANCE CITY
TORO
TOSHIBA
TOWN NORTH BANK
TOWN OF APEX, NC
TOWN OF GILBERT AZ
TOWNE CENTER BANK (MORTGAGE)
TOYOTA MOTOR CREDIT – LOAN / R
TRACO VALUE PLUS
TRACTOR SUPPLY COMPANY
TRANE CU (2)
TRANE FEDERAL CREDIT UNION
TRANSOUTH
TRAVELERS BANK – MASTERCARD AN
TRAVELERS BANK – PRIVATE LABEL
TRAVELERS INSURANCE – PROPERTY
TREK BICYCLES
TREK USA
TRI COUNTY AREA CREDIT UNION
TRI-CO CREDIT UNION
TRI-COUNTY RUBBISH
TRINITY MANAGEMENT SERVICES
TRIUMPH
TROPICAL FINANCIAL CREDIT UNIO
TROUTMAN’S
TROY BUILT
TRUE NORTH FEDERAL CREDIT UNIO
TRUMANSBURG TELEPHONE CO., INC
TUCSON OLD PUEBLO CREDIT UNION
TULARE COUNTY FEDERAL CREDIT U
TURLOCK IRRIGATION
TV GUIDE
TWIN CITY CO-OPS CREDIT UNION
TXU ENERGY
U S CELLULAR
U.S. BANK COMMERCIAL WEST
U.S. DEPARTMENT OF EDUCATION
U.S. FIRST FEDERAL CREDIT UNIO
U.S. REMODELER
UBID
UC REGENTS – BERKELEY
UC REGENTS – DAVIS
UGI UTILITIES, INC.
UKRAINIAN FEDERAL CREDIT UNION
ULTRA & PREMIER JEWELERS
UMB BANK CARD SERVICES
UMB BANK CARD SERVICES (2)
UMB BANK CARD SERVICES (3)

UNION 76
UNION CENTRAL LIFE INSURANCE C
UNION FEDERAL CONSUMER LENDING
UNION PACIFIC STREAMLINER CRED
UNITED CONSUMERS CLUB
UNITED POWER
UNITED TRAVEL CARD
UNITED VAN LINES
UNITED WATER MANAGEMENT
UNITEDONE CREDIT UNION
UNITI CREDIT UNION
UNITRIN PROPERTY & CASUALTY IN
UNIVERSAL CREDIT UNION
UNIVERSAL FINANCIAL CO.
UNIVERSITY ACCOUNTING SERVICE,
UNIVERSITY CREDIT UNION
UNIVERSITY OF HAWAII FEDERAL C
UNIVERSITY OF KENTUCKY CREDIT
UNIVERSITY OF LOUISIANA CREDIT
UPROMISE COLLEGE FUND
UPS
UPTON’S
US AGENCIES CREDIT UNION
US BANK MORTGAGE
US BANK/ELAN FINANCIAL SERVICE
US BANK/ELAN FINANCIAL SERVICE
US DEPT OF THE TREASURY – FMS
US ENERGY
USA DATANET
USA GROUP LOAN SERVICES
USAA MORTGAGE
USAA 529 COLLEGE SAVINGS PLAN
USAA FED SAVING BANK MORTGAGE
USAA FSB MASTERCARD & VISA GOL
USAA FSB MASTERCARD & VISA STA
USAA PROPERTY & CASUALTY INSUR
USAA USB MASTERCARD & VISA GOL
USAA USB MASTERCARD & VISA STA
USF CREDIT UNION
USIWEST
UT CREDIT UNION
UTILITY DATA CORPORATION
VACAP CREDIT UNION
VACAVILLE SANITARY SERVICE
VALENCIA WATER
VALLECITOS WATER DISTRICT
VALLEJO GARBAGE SERVICE, INC.
VALLEY DEPT. STORE
VALLEY YELLOW PAGES
VALOR TELECOM
VALUE AMERICA – (SPS)
VALUE CITY DEPARTMENT STORES H
VALUE CITY FURNITURE
VALUE HOME CENTER
VALUE HOME GROUP
VANCOUVER FURNITURE
VANGUARD 529 COLLEGE SAVINGS P
VARIATIONS
VARTEC TELECOM, INC
VENTURE STORES
VERIZON
VERIZON
VERIZON PHONE SERVICE
VERIZON WIRELESS
VERNON/COMMERCE CREDIT UNION
VICTORIA’S SECRET
VIP FURS
VIRGINIA AMERICAN WATER COMPAN
VIRGINIA CREDIT UNION INC.
VIRGINIA HOSPITAL CENTER
VIRGINIA NATURAL GAS COMPANY
VISA
VISTA CREDIT UNION
VOICESTREAM WIRELESS
VOLKSWAGEN CREDIT
VOLVO CAR FINANCE NORTH AMERIC
VYCERA COMM INTL INCW. BLDG. MATERIALS

W.P.R.F., INC.
WACHOVIA BANK MASTERCARD/VISA
WACHOVIA BANK VEHICLE LEASE
WACHOVIA INSTALLMENT LOANS
WACHOVIA MORTGAGE – ESCROW ONL
WACHOVIA MORTGAGE – INSUFFICIE
WACHOVIA MORTGAGE – LATE CHARG
WACHOVIA MORTGAGE – PRINCIPAL
WACHOVIA MORTGAGE – REGULAR PA
WAL-MART
WALMART BRC
WALMART DUAL CARD
WALNUT VALLEY WATER DISTRICT
WALTER E. SMITHE
WANEK FURNITURE & APPLIANCE HS
WANIGAS CREDIT UNION
WARNER BROTHERS
WARREN CREDIT UNION
WARWICK SAVINGS BANK (MORTGAGE
WASHINGTON GAS
WASHINGTON MUTUAL
WASHINGTON SUBURBAN SANITARY C
WASTE MANAGEMENT
WASTE MANAGEMENT
WASTE MANAGEMENT
WATER AND POWER COMMUNITY CRED
WATER REVENUE DEPARTMENT – CIT
WATERFRONT CREDIT UNION
WAWANESA INSURANCE CO.
WAYPOINT BANK (MORTGAGE)
WCI FINANCIAL
WCTA FEDERAL CREDIT UNION
WEBERGS
WEISS & GOLDRING
WELLS FARGO AUTO
WELLS FARGO BANK
WELLS FARGO CARD SERVICES
WELLS FARGO CONSUMER CREDIT GR
WELLS FARGO EFS
WELLS FARGO FINANCIAL
WELLS FARGO FINANCIAL BANK
WELLS FARGO HOME MORTGAGE

WELLSPRING WIRELESS
WELL-TEL CREDIT UNION
WEMELCO CREDIT UNION
WESCOM CREDIT UNION CLASSIC VI
WESCOM CREDIT UNION GOLD VISA
WESCOM CREDIT UNION PLATINUM V
WEST BUILDING MATERIALS
WEST BUILDING MATERIALS
WEST COAST BANK (MORTGAGE)
WEST COMMUNITY CREDIT UNION
WEST MARINE
WEST VALLEY WATER DISTRICT
WEST VIRGINIA AMERICAN WATER C
WEST VIRGINIA PUBLIC EMPLOYEES
WESTAR ENERGY
WESTCONSIN CREDIT UNION
WESTERN AUTO
WESTERN CREDIT UNION
WESTERN FINANCIAL MORTGAGE
WESTERN MASSACHUSETTS ELECTRIC
WESTERN MUNICIPAL WATER DISTRI
WESTERN UNION
WESTERN UNITED INSURANCE
WESTFIELD COMPANIES (WESTFIELD
WESTPORT LTD
WFS FINANCIAL
WHITE HOUSE / BLACK MARKET
WHITE PASS GARBAGE SERVICE
WHITTIER MUNICIPAL EMPLOYEES C
WICKES FURNITURE
WICKES LUMBER
WILLIAM PENN LIFE INSURANCE CO
WILSONS
WINBOOK
WINDSOR JEWELERS
WINDWARD COMMUNITY CREDIT UNION
WINGS FINANCIAL CREDIT UNION
WINKELMANS/MJ CARROLL
WINNING MARGIN / ERIE
WINSTON TIRE
WOLF CAMERA
WOLF FURNITURE
WOOD COUNTY COMMUNITY CREDIT U

WOODCRAFT
WOODSTONE CREDIT UNION
WOODWORKERS REWARDS CLUB
WOODWORKER’S WAREHOUSE
WOOF & COMPANY
WORK ‘N GEAR
WORKING ASSETS
WORKING ASSETS
WORLD OMNI FINANCIAL CORPORATI
WORLD OMNI FINANCIAL CORPORATI
WORLD SAVINGS
WORLD VISION
WRIGHT PATMAN CONGRESSIONAL FC
WRIGHT-HENNEPIN COOPERATIVE EL
WSRG EMPLOYEE
XM SATELLITE RADIO
Y-12 CREDIT UNION
YALE GENTON
YAMAHA
YAMAHA
YAMAHA MUSIC
YANKEE GAS SERVICES
YARD CARD
YIELD HOUSE
YORBA LINDA WATER DISTRICT
YORK
YORK COUNTY NATURAL GAS
YOUNG MEN’S SHOP
YPSILANTI AREA CREDIT UNION
YUBA SUTTER DISPOSAL, INC.
YUCAIPA VALLEY WATER DISTRICT
Z GALLERIE
ZALES & ZALES OUTLET
ZEPHYRHILLS
ZION’S BANK – CREDIT CARDS
ZION’S BANK – INSTALLMENT LOAN